State Farm total loss valuation

State Farm stated in a 2024 court filing that it primarily used Audatex until fall 2021 and then moved to CCC for vehicle valuations. So a recent State Farm total loss is usually a CCC report, and older ones Audatex Autosource. Here is what to check — and a free check of yours in about a minute.

CCC ONE reportWhat to checkFree check in ~1 minute

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The report behind a State Farm total loss offer

State Farm’s interrogatory answers filed in Williams v. State Farm (N.D. Ill., 2024) say: “State Farm primarily used Audatex until the fall of 2021, when State Farm transitioned from Audatex to CCC for vehicle valuation services.” Earlier Audatex Autosource reports are described in Clippinger v. State Farm (6th Cir. 2025), including a typical negotiation adjustment; see also how an Autosource report reads. See how a CCC ONE valuation reads.

Insurers can change vendors and report versions; the first page of the report you received names the vendor.

What to check in it

What you can ask for

Check your own report free

Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.

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Free check of your valuation report

Drop the valuation report here
PDF, or photos of every page (JPG/PNG) · up to 10 files · 25 MB

The report stays private: files are deleted within 72 hours and never used to train models. Tip: it’s the multi-page document titled “Market Valuation Report” (CCC), “Total Loss Valuation” (Mitchell) or “Autosource” (Audatex).

Your free check will appear here — usually within a minute.

Frequently asked questions

Which valuation report does State Farm use?

In a 2024 court filing State Farm stated it primarily used Audatex until fall 2021 and then transitioned to CCC for vehicle valuation services. The first page of your own report names the vendor that produced it.

Is FairTotalLoss affiliated with State Farm?

No. FairTotalLoss is independent and is not affiliated with State Farm or with CCC ONE. We read the report you upload; we never contact your insurer.

What does the free check look at?

The comparable vehicles and their adjustments, mileage, condition deductions, the base value, taxes and fees, and your vehicle details against a VIN decode.

What this is — and isn’t