Whether sales tax, title and registration fees are part of a total-loss settlement depends on your state and policy — and they are easy to miss on the report. Here is where they appear and what to ask; the free check flags when they are missing.
On a CCC report the summary page lists taxes and fees between the adjusted vehicle value and the total; some versions show fees retained by the insurer on a separate page. Mitchell reports show them near the settlement value.
Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.
Check my report →It depends on your state’s rules and your policy. Check whether your report lists sales tax, and ask the insurer if it doesn’t.
Treatment also varies. If the report doesn’t list them, ask whether they are part of your settlement.
FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.