Sample review report

This sample review of a public-record Mitchell valuation found 2 potential discrepancies — $3,531 of projected sold reductions and a $443 condition deduction. Here is what the check shows and what the full report adds.

Real public-record report2 findingsFull report $79

Check my report free ↓

About this sample

This sample comes from a Mitchell total loss valuation filed as an exhibit in a public federal court case (W.D. Wis.); identifying details are removed. It shows the kind of findings the check produces — your report will differ.

Vehicle and values

2015 Kia Optima LX, 74,210 miles, 7 comparable vehicles.
Adjusted vehicle value $12,296; settlement value $11,796 after the deductible.

Potential discrepancies found (2)

Adjustments

A price-reduction adjustment was applied to 5 comparables, totaling −$3,531

Projected sold adjustments of −$685, −$680, −$690, −$738 and −$738.

Adjustments

Condition deductions of $443 were applied to the vehicle

The report shows a total condition adjustment without per-item detail.

Items checked (no discrepancy counted)

Five comparables have fewer miles than the vehicle, each with a mileage adjustment shown.
No sales tax or title/registration fees appear in the settlement calculation — worth asking about.
VIN decode matches the year, make and model in the report.

Also included in the full report

Current listings of the same vehicle within 100 miles of your ZIP code, with the median asking price compared with your report’s value.
Table of all comparables with each adjustment.
Equipment your report lists, plus a checklist to add missing options to your letter.
Next steps, including your policy’s appraisal provision and your state insurance regulator.
A first-person letter you edit, sign and send yourself.

Check your own report free

Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.

Check my report →

Free check of your valuation report

Your state ZIP code (for local listing searches)

Drop the valuation report here
PDF, or photos of every page (JPG/PNG) · up to 10 files · 25 MB

The report stays private: files are deleted within 72 hours and never used to train models. Tip: it’s the multi-page document titled “Market Valuation Report” (CCC), “Total Loss Valuation” (Mitchell) or “Autosource” (Audatex).

Your free check will appear here — usually within a minute.

What this is — and isn’t

FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.