Federal appeals court opinions describe Progressive’s total-loss valuations as produced with Mitchell’s WorkCenter Total Loss system, which applies a projected sold adjustment to comparable vehicles. Here is what to check in that report — and a free check of yours in about a minute.
In Ambrosio v. Progressive Preferred (9th Cir. 2025) the court wrote that Progressive made its comparison “by using the WorkCenter Total-Loss system licensed from Mitchell International, Inc.” In Drummond v. Progressive Specialty (3d Cir. 2025) the court described that system as generating a “dual source report.” See how a Mitchell valuation reads.
Insurers can change vendors and report versions; the first page of the report you received names the vendor.
Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.
Check my report →Your free check will appear here — usually within a minute.
Federal appeals court opinions from 2025 describe Progressive using Mitchell’s WorkCenter Total Loss system (with J.D. Power data). The first page of your own report names the vendor that produced it.
No. FairTotalLoss is independent and is not affiliated with Progressive or with Mitchell. We read the report you upload; we never contact your insurer.
The comparable vehicles and their adjustments, mileage, condition deductions, the base value, taxes and fees, and your vehicle details against a VIN decode.
FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.