A mileage adjustment raises or lowers each comparable vehicle's value for the difference between its odometer and yours. A comparable with more miles than your car would normally be adjusted up. Here is what to check — and a free check that flags comparables with more miles and no upward adjustment.
Valuation reports compare your vehicle with comparable vehicles that usually have different mileage. To make them comparable, each one gets a mileage adjustment: comparables with fewer miles than yours are adjusted down, and comparables with more miles are adjusted up. The adjusted values then feed your vehicle's value.
Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.
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A valuation generally adjusts for mileage differences in both directions. If a comparable has more miles than your vehicle and shows no upward adjustment, you can ask the insurer why.
Send the insurer the odometer reading from loss photos, an inspection or a recent service record, and ask for a corrected valuation.
FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.