If your insurer declared your car a total loss in New York, upload the valuation report for a free check in about a minute. The $79 full review report is available in New York: every figure, current listings of your vehicle near you, and a letter you edit and send yourself.
New York Department of Financial Services — look for “consumer complaint” on its website.
New York regulation 11 NYCRR 216.7 sets rules for how insurers value total-loss vehicles, including providing a detailed copy of the valuation calculation on request. You can ask your insurer for that detail in writing.
Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.
Check my report →Your free check will appear here — usually within a minute.
Yes. The free check and the $79 full review report are both available for New York vehicles.
The New York Department of Financial Services. Its website explains how to file a consumer complaint.
No. You decide whether to send anything; the letter in the full report is your own draft to edit, sign and send yourself.
FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.