Standard valuations price a vehicle as the manufacturer built it, so aftermarket parts — wheels and tires, lift kits, audio, remote start, a camper shell — may be left out unless you document them. Whether they are covered depends on your policy. Here is what to check and document.
Upload the valuation report your insurer sent you. In about a minute you see which items may not add up — free. The full review report with a draft letter you edit and send yourself is $79.
Check my report →Your free check will appear here — usually within a minute.
Often not automatically. Whether and how they are covered depends on your policy; ask your insurer and send your documentation.
It reads the equipment your report lists. The full report includes a checklist for adding equipment that was missing to your letter.
FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.