If you keep your vehicle after a total loss, the insurer typically deducts a salvage value from the settlement. Here is where the deduction appears, what to ask about the amount, and what else to check — title branding and inspection rules vary by state.
The salvage amount is usually a separate line in the settlement breakdown, after the vehicle value, taxes, fees and deductible. It is not part of the valuation report's comparables.
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No. The valuation sets the vehicle's value; the salvage deduction is subtracted from the settlement only if you keep the vehicle.
Yes. The value of the vehicle and the salvage deduction are separate lines; you can ask about either.
FairTotalLoss is a self-help information tool. We are not a public adjuster, appraiser, or law firm; we do not represent you, contact your insurer, or negotiate your claim, and we do not advise on insurance coverage. Our reports describe what your valuation report shows and questions you may choose to ask; they are not an appraisal and not a substitute for advice from a licensed public adjuster or attorney. Fixed price, unrelated to any settlement outcome.